Repayment, Stamp Duty and Repayment Frequency Calculators

Home Loan Repayment Calculator

See what your repayments could look like. Then let us find you a sharper deal with 35+ lenders.

$
%
yrs
Your estimated repayment
$3,123
per month
Total repaid
$1,124,130
Total interest
$574,130
Principal
$550,000
Interest ratio
51.1%
Principal Interest
$550,000
$574,130

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Calculator results are estimates only and do not constitute financial advice. Actual repayments may vary depending on lender fees, charges, and policies. Credit Representative No. 574076 is authorised under Australian Credit Licence 364253.

SA Stamp Duty Calculator

Estimate the stamp duty on your South Australian property purchase. See how much you could save as a first home buyer.

$
Estimated stamp duty
$29,580
Effective rate: 4.55%
First home buyer saving
$29,580
Base transfer duty $29,580
Total payable $29,580

Need help understanding your total purchase costs? We can walk you through everything, including how to structure your loan to cover stamp duty.

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Calculator results are estimates only based on current SA transfer duty rates and do not constitute financial advice. First home buyer eligibility is subject to RevenueSA criteria. Always verify with your conveyancer or solicitor. Credit Representative No. 574076 is authorised under Australian Credit Licence 364253.

Fortnightly Repayment Calculator

See how switching from monthly to fortnightly repayments can save you thousands in interest and years off your loan.

$
%
yrs
Switch to fortnightly and save
$0
Pay off your loan sooner by
0 yrs
Most savings
Monthly
Repayment
$3,123
per month
Total interest
$574,130
Total repaid
$1,124,130
Loan paid off in
30 yrs 0 mths
More savings
Fortnightly
Repayment
$1,562
per fortnight
Total interest
$523,000
Total repaid
$1,073,000
Loan paid off in
26 yrs 8 mths
Interest saved vs monthly
$51,130
Time saved
3 yrs 4 mths

How does this work? When you switch from monthly to fortnightly, you make 26 half-payments per year instead of 12 full payments. That equals 13 monthly payments instead of 12, meaning you make one extra month's repayment each year without really noticing it. This extra repayment goes straight to your principal, which reduces your interest and shortens your loan.

Want to find out how much more you could save with a better rate? We compare 35+ lenders to find the sharpest deal. $0 broker fees, ever.

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Calculator results are estimates only and do not constitute financial advice. Actual repayments may vary depending on lender fees, charges, and policies. Credit Representative No. 574076 is authorised under Australian Credit Licence 364253.