Your mortgage is quietly costing you thousands too much. Here's how we find out — and fix it.
Your lender isn't going to tell you if a better deal exists. They're counting on you not checking. Our free Mortgage Health Check does the checking for you - across 35+ lenders - and shows you exactly where you stand. No cost. No obligation. Just the facts.
We'll compare your current mortgage against 35+ lenders. Within 24 hours, you'll know exactly whether you're winning or losing. Here's what we look at:
Your interest rate — are you paying a "loyalty tax" while new customers at the same bank are getting better deals? It happens more often than you'd think.
Your loan features — are you missing out on things like an offset account, free redraw, or fee waivers that could be quietly saving you money every month?
Your repayment structure — could a different structure get you to mortgage-free years earlier, without paying more each month?
Your equity — if your property has gone up in value since you bought, you might be sitting on money you can actually use. We'll show you.
Your fees — what is your lender quietly charging you that competitors would waive? These are the costs nobody talks about but everybody pays.
The result is simple: either you'll have genuine peace of mind that your loan is already competitive — or you'll have a clear picture of exactly what you could save by switching. Either way, you'll know.
WHAT MAKES THE LENDER EDGE MORTGAGE HEALTH CHECK DIFFERENT
Most health checks are a quick glance at your rate and a suggestion to call your bank. Ours isn't that.
We compare your loan against 35+ lenders — including specialists your bank would never mention. We know which lenders are genuinely competitive right now, which ones handle complex income situations well, and which ones have features that actually make a difference. We negotiate hard on your behalf, and we're legally bound under Best Interests Duty to act in your favour — not the lender's.
In practice, that means we don't just show you what's out there. We actively work to close the gap between what you're paying and what you could be paying. The research, the paperwork, the negotiations - all of it. You just need one conversation.
Here's the kind of thing we find:
✓ Interest rates cut by 0.5% or more
✓ Equity unlocked for renovations or investments - money that was sitting there doing nothing
✓ Monthly fees and unnecessary costs removed
✓ Loan structures switched to shave years off your mortgage
✓ High-interest debts consolidated into one lower-rate repayment.
This isn't just about what you might save. It's about what you're losing right now - every single month you stay on a loan that isn't working hard enough for you.
A Mortgage Health Check takes one conversation. An hour of your time. And over the life of a typical mortgage, the savings can add up to tens of thousands of dollars.
No jargon. No pressure. Just straight answers from local South Australian company who works for you — not the banks.
Here's what happens next. Book your Mortgage Health Check. We'll review your current loan, compare it against the market, and show you exactly what's possible — within around 24 hours. If we find a better deal, we move forward together. If your current loan is genuinely competitive, you'll walk away with peace of mind that you're already on the right loan. Either way, you're better off than you are right now.