# Lender Edge Mortgage Brokers > Lender Edge is a specialist residential mortgage broking business based on the Fleurieu Peninsula, South Australia. We are an Authorised Credit Representative (No. 574076) of Astute Financial Management Pty Ltd (Australian Credit Licence 364253), are full members of the MFAA and AFCA, compare 35+ lenders, and charge no broker fees to clients. We serve the Fleurieu Peninsula, Adelaide Hills, and Greater Adelaide, with particular expertise in acreage, lifestyle, and rural residential properties. Simon Rowell is the Director and sole broker. ## Core Service Pages - [Home](https://lenderedge.com.au/lender-edge-mortgage-brokers): Overview of Lender Edge, lender panel, and how we work - [First Home Buyer](https://lenderedge.com.au/first-home-buyer): Guidance for first home buyers in South Australia, including the SA First Home Owner Grant, First Home Guarantee, stamp duty concessions, and HomeStart Finance options - [Refinancing](https://lenderedge.com.au/refinance): Home loan refinancing, rate comparisons, and how to reduce mortgage repayments - [HomeStart Finance](https://lenderedge.com.au/homestart): Specialist guidance on HomeStart Finance low-deposit home loan products for South Australian borrowers - [Investment Finance](https://lenderedge.com.au/investment-finance): Residential property investment lending, including interest-only loans, equity access, and portfolio structuring - [Debt Consolidation](https://lenderedge.com.au/debt-consolidation): Consolidating personal debts, car loans, and credit cards into a home loan - [New Home Loans](https://lenderedge.com.au/new-loans): Home loan options for borrowers purchasing a property who do not qualify as first home buyers ## About, Contact & Tools - [About Lender Edge](https://lenderedge.com.au/aboutus): Background on Simon Rowell, Director — 30+ years of business experience, Fleurieu Peninsula local, MFAA full member - [FAQs](https://lenderedge.com.au/lender-edge-faqs): Common questions covering broker fees, the application process, approval timelines, lender choice, and credit scores - [Book an Appointment](https://lenderedge.com.au/lender-edge-appointment): Online booking for mortgage consultations — in-person, café meeting, or video call - [Scenario Request](https://lenderedge.com.au/scenario-request): Submit a lending scenario for assessment - [Got a Question](https://lenderedge.com.au/got-a-question): General enquiry contact form - [Mortgage Fitness Check](https://lenderedge.com.au/mortgage-fitness-check): Assessment tool to identify whether a current home loan is competitive ## Calculators & Interactive Tools - [Borrowing Power Calculator](https://lenderedge.com.au/whats-my-borrowing-power): Estimate borrowing capacity based on income and expenses - [Stamp Duty Calculator](https://lenderedge.com.au/stamp-duty): Calculate stamp duty costs for South Australian property purchases - [Repayment Calculator](https://lenderedge.com.au/repayment-calculator): Estimate monthly home loan repayments - [Repayment Frequency Calculator](https://lenderedge.com.au/repayment-frequency-calculator): Compare weekly, fortnightly, and monthly repayment schedules - [SA Grant Checker](https://lenderedge.com.au/sa-grant-checker): Check eligibility for South Australian first home buyer grants and schemes - [HomeStart Eligibility Checker](https://lenderedge.com.au/homestart-eligibility): Assess suitability for HomeStart Finance products ## Location Pages - [Fleurieu Peninsula Mortgage Broker](https://lenderedge.com.au/fleurieu-peninsula-mortgage-broker): Mortgage broking services across the Fleurieu Peninsula - [Victor Harbor](https://lenderedge.com.au/victor-harbor): Mortgage broker services in Victor Harbor - [Yankalilla](https://lenderedge.com.au/mortgage-broker-yankalilla): Mortgage broker services in Yankalilla and surrounding areas - [Normanville](https://lenderedge.com.au/mortgage-broker-normanville): Mortgage broker services in Normanville and Carrickalinga - [Carrickalinga](https://lenderedge.com.au/mortgage-broker-carrrickalinga): Mortgage broker services in Carrickalinga - [Goolwa](https://lenderedge.com.au/mortgage-broker-goolwa): Mortgage broker services in Goolwa and the Alexandrina region ## Articles & Guides - [Articles and Guides index](https://lenderedge.com.au/lender-edge-articles-and-guides): All published articles and guides - [First Home Buyer Guide — South Australia](https://lenderedge.com.au/first-home-buyer-guide): Comprehensive guide to buying your first home in SA - [5 Errors First Home Buyers Make](https://lenderedge.com.au/first-home-buyers-5-errors): Common mistakes first home buyers make and how to avoid them - [Should You Refinance Your Home Loan?](https://lenderedge.com.au/should-you-refinance-home-loan): When refinancing makes financial sense and what to consider before switching lenders - [Buying Acreage and Lifestyle Property in SA](https://lenderedge.com.au/buying-acreage): How to finance acreage, rural residential, and lifestyle properties in South Australia - [Property Investment Lending in South Australia](https://lenderedge.com.au/property-investment-lending-in-south-australia): Guide to financing investment properties, including LVR limits and interest-only options - [Offset Accounts, Redraws, and Other Loan Features](https://lenderedge.com.au/offsets-redraws-other-loan-features): Key home loan features explained for Australian borrowers - [Debt Consolidation Through Your Mortgage](https://lenderedge.com.au/debt-consolidation-through-your-mortgage): When and how to consolidate debts into a home loan - [Why Use a Mortgage Broker Instead of a Bank](https://lenderedge.com.au/why-use-a-mortgage-broker-instead-of-going-directly-to-a-bank): Broker vs bank comparison, Best Interests Duty, and how broker remuneration works - [HomeStart Finance Explained](https://lenderedge.com.au/homestart-finance-explained): HomeStart Finance products, eligibility, and comparison with major bank loans - [3 Mistakes HomeStart Buyers Make](https://lenderedge.com.au/homestart-buyers-3mistakes): Common pitfalls for HomeStart Finance applicants - [Stamp Duty in SA](https://lenderedge.com.au/stamp-duty-in-sa): Complete guide to stamp duty in South Australia, including concessions and exemptions - [Fixed vs Variable Rate Home Loans](https://lenderedge.com.au/fixed-vs-variable-rate): Pros and cons of fixed and variable rate mortgages - [How to Improve Your Borrowing Power](https://lenderedge.com.au/improve-your-borrowing): Practical steps to increase borrowing capacity before applying for a home loan - [Buying Property in South Australia](https://lenderedge.com.au/buying-property): Overview of the property buying process in SA - [The Settlement Process](https://lenderedge.com.au/settlement): Step-by-step guide to property settlement in South Australia - [Self-Employed Home Loans](https://lenderedge.com.au/self-employed): How lenders assess self-employed income and which lenders are most flexible - [Understanding Lenders Mortgage Insurance](https://lenderedge.com.au/understanding-lenders-mortgage-insurance): What LMI is, when it applies, how much it costs, and how to avoid it - [RBA Cash Rate and Your Home Loan](https://lenderedge.com.au/rba): How Reserve Bank of Australia rate decisions affect variable home loan rates - [Managing Your Mortgage in a Rising Rate Environment](https://lenderedge.com.au/manage-mortgage-rising-rates): Strategies for managing home loan repayments when interest rates rise - [Top Mortgage Questions Answered for 2026](https://lenderedge.com.au/top-mortgage-questions-answered-for-2026): Current mortgage market questions answered for Australian borrowers ## Compliance & Licensing - Authorised Credit Representative No. 574076 - Credit licence held by Astute Financial Management Pty Ltd, ACL 364253 - Trading name of Skuda Enterprises Pty Ltd, ABN 19 091 350 797 - Full member: Mortgage and Finance Association of Australia (MFAA) - Full member: Australian Financial Complaints Authority (AFCA) - Credit assistance is subject to lender assessment and approval - Content on this website does not constitute financial advice