Are you paying too much on your home loan?

Most lenders reserve their sharpest rates for new customers, not the loyal ones already on their books. Tell us what you're paying now and Lender Edge will check it against 35+ lenders to see if we can put money back in your pocket.

Depending on their circumstances, clients can generally save hundreds of dollars a month by refinancing. It takes about two minutes to find out, and there are no broker fees (ever), no obligation and no credit check at this stage.

Your current home loan

Approximate figures are fine. Your latest statement or banking app will have both.

Your best guess is fine; we can check it against recent sales in your area.
$
Enter an estimated value for your home
$
Enter your current loan balance
If your loan is split, enter the rate on the largest portion.
%
Enter a rate between 0.5% and 20%
Enter your current lender

Income and other commitments

Lenders assess every refinance as a new loan, so income and existing debts decide which lenders and rates are open to you.

Combine all applicants. Include salary, overtime, rental income and any regular bonus.
$
Enter your household gross income
Lenders count the full credit limit, not what you owe, so tell us the limits as they stand today.
Credit cardsTotal limit across all cards
$
Enter the combined limit
Buy now, pay laterAfterpay, Zip, Klarna, humm and similar
$
Enter the combined limit
Personal loansBank, credit union or online lender
$
Enter the balance owing
Car loansIncluding novated leases and dealer finance
$
Enter the balance owing

Where should we send your result?

Simon will review your figures personally. Your details stay with Lender Edge and are never sold or passed on.

Enter your name
Enter a valid email address
Enter a valid Australian phone number
Lenders ask about loan term against age, so this helps us choose the right ones.
Enter an age between 18 and 99
Please tick the consent box to continue
Something went wrong sending your details. Please try again, or call 0438 047 719.

Thanks, your rate check is on its way.

Simon from Lender Edge will review your details and be in touch within 24 hours to let you know whether we can assist.

Need to talk sooner? Call 0438 047 719.

This form collects preliminary information only and does not constitute a credit application or financial advice. The information you provide is used solely by Lender Edge to assess your enquiry and will not be shared with anyone else. Simon Rowell, Credit Representative No. 574076, is authorised under Australian Credit Licence 364253 (Astute Financial Management Pty Ltd). Skuda Enterprises Pty Ltd trading as Lender Edge, ABN 19 091 350 797.